Knowing how much to save for retirement is a challenge. And it should go without saying that if you're not sure how much you'll need tomorrow, then you can't really know for sure if you're setting enough aside today.
An IRA is a fantastic way to build long-term wealth, but it can be tricky knowing which stocks, mutual funds or ETFs are best to own in one. There are thousands of securities to choose from, and they don't all deserve a spot in your portfolio. How do you separate the good from the bad? It can help to establish some ground rules.