Does your retirement seem years and years away? Even so, while it may, you owe it to yourself to look ahead and begin giving thought to a time that may stretch over 20 or more years. Granted, time may be on your side. However, saving for retirement is not as simple as it may initially appear. The fact is, many factors ultimately determine the type of retirement you will have.
Make a plan before your tax refund arrives
What will you do with your tax refund? If you are like most Americans, you will probably spend it, maybe even before you receive the check. While splurging may seem fun, you can better use the refund to build your wealth. And establish good money habits while you’re doing it.